Private Student Loans

Federal loans not enough to cover the cost of your college education?
A private student loan available through Bucks First Federal Credit Union can be the answer to your funding needs.

Main Program Features

• Borrow as little as $2,000 or as much as $30,000 per year. $120,000 lifetime maximum
• Choose between making interest payments or a nominal $25 "Proactive Payment" payment towards the loan while in school
• Use the funds for any qualified educational expense, including past due tuition bills
• Quick approval once we receive your completed application
• Co-Signer release after just 24 consecutive on-time payments

Student Benefits

• Competitive Interest Rates and with good grades, get even lower rates
• 1% Interest Rate Reduction once you repay 10% of the loan
• Zero Origination Fees for all qualified student borrowers
• 30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option
• No Cosigner Required for creditworthy student borrowers

Eligibility & Credit Requirements

• Borrower must be enrolled in an eligible school and pursuing a degree program
• Borrower must be a member or join Bucks First Federal Credit Union during the online application process
• Borrower or cosigner must be a U.S. Citizenor permanent resident. Foreign students can apply with a U.S. Citizen as cosigner.

Applying with a cosigner is highly recommended to qualify for lower rates!

Consolidate Private Student Loans

Consolidating your student loan debt can lower your monthly payments, reduce your interest rate, and extend the payment period on your loans.

• Simplify your finances with one easy monthly payment
• Lower payment and competitive rates with a 15 year repayment option
• Interest-Only repayment option up to 4 years for eligible borrowers
• Cosigner release available after 12 consecutive on-time principal and interest payments